Products Reviews

Good effort to give all good quality products at one pack and reasonable price

This booklet provides great insight to micro and small entrepreneurs in identifying it’s health, early signals of stress and the corrective measures available within framework of regulatory forbearance. Great efforts taken by Shri AtrejI in putting the technical, regulatory terms in lucid and simplest way to help this business segment. This booklet will be handy and helpful to the bankers like me, as well.

Excellent book from a Practical Banker for Busy Bankers.
Mr. Atre is master on the Subject i e MSME.
After the pandemic MSME is the most effected sector and restructuring of the accounts is the best solution to reduce stress.

very nice smell; healthy fresh feel after using this soap

I am sure that this practical handbook for Restructuring of Accounts of MSME would immensely benefit the CA and the MSME Borrower. Also the authors have taken care to update the contents with all the latest RBI Guidelines related with Restructuring of Accounts and the book serves as a summary of all the RBI guidelines.
I heartily congratulate the respected author for coming out with this useful publication.

MSMEs have very significant place in any developing economy. India is no exception. Generally enterprenuers do possess sound know- how of manufacturing ,production process and marketing. In the backdrop of inadequate or even lack of financial resources, they have to turn to financial institutions for augmenting financial support. In doing so, they need to know parameters of Banks in extending such credit support either at the inception, currency or during their difficult times.

Realising this need, Shri Sudhakar Atre – a seasoned Banker with versatile experience and exposure – as well as a highly respected Faculty at Bank Of India’s Corporate Training Institution – has undertaken a noble initiative in compiling this booklet for imparting adequate inputs to the MSMEs for bankability of their credit needs. In line with Government Policy, RBI has attached priority and importance for lending to MSMEs and has from time to time prescribed newer and updated norms and procedures for extending Bank credit support. The booklet authored by Shri Sudhakar Atre is a ready reckoner of all such guidelines, explained in the words very lucid and easy to understand. In the context of aftermath of COVID-19 which impaired all the segments of economy and MSMEs being the hardest hit among them, this booklet could not have come at more appropriate time. On the subject of MSMEs, Shri Atre is a prolific writer with a good number of his articles published in local and national dailies. I have no doubt that this booklet will be of immense utility to the MSMEs.

I profusely compliment Shri Sudhakar Atre for his genuine and continued efforts to serve the cause of MSMEs and guide them.

It is very good compilation of guidelines. This book is very helpful as the subject is made so easy to understand. The concept of book is very good. This is useful to MSMEs as well as bankers. As RBI has already announced OTR scheme it becomes a must read for every banker. Restructuring of viable MSMEs is bankers contribution to country and society as ‘ARTH RAKSHAK’. Thanks to Atreji for such a wonderful work.

This book is surely of great help to all the Borrowers, Lenders, Chartered Accountants and Finance Professionals as it defines the complex guidelines in a coherent way.
Kudos to seasoned MSME expert Mr. Sudhakar Atreji for the great efforts!!

The book is surely of great help to all the Borrowers, Lenders, Chartered Accountants and Finance Professionals as it defines the complex guidelines in a coherent way.
Kudos to Mr. Sudhakar Atreji for the great efforts and Laghu Udhyog Bharti for publishing the book.

Excellent Book for understanding the intent of Restructuring policies and its benefits of MSME. The book is surely of great help to Borrowers, Bankers, Chartered Accountants and other Finance professionals.
Kudos to the Author for his efforts to simplify the complex guidelines. Good work Laghu Udyog Bharti for publishing the book.

I think it is most useful book for MSMEs for restructuring of their accounts. Excellent book, very helpful to Bankers, Charactered Accountants also, efforts are evident in the way the matter is simplified for the MSME borrowers. Moreover language used is very simple as well as understandable.
My sincere appreciation to Shri Sudhakar Atre for taking tremendous efforts to simplify the book and Laghu Udyog Bharti for publishing the book at this juncture when most of the MSMEs are facing crisis of survival which may result in spurt in NPAs of Banks.

At present the various sectors of the economy of the country is facing the cascading effects of Pandemic Covid 2019 .
MSMES are mostly in unorganized sectors having limited resources coupled with inadequate knowledge of backward and forward linkages. These are some of the reasons that these MSMES are facing the stress and lagging in growth of their businesses. However it is encouraging to note that recently the GOI, RBI and Banks have created the charged environment and focusing to restructuring the accounts of stressed MSMES.Laghu Udyog Bharti & author of the book Shri Sudhakarji Atre deserves high levels of appreciation for their tired less efforts and hard work to publish Hand Book for Restructuring of accounts of MSMEs as it is the need of the day.

Fabulous Handbook by Banking Advisor Shri Sudhakar Atre ji on restructuring of accounts of Micro, Small and Medium Enterprises (MSMEs). Many facilities offered by Banks gets unnoticed without proper guidance and available data. This book provides all & is very useful, especially during stress situations being faced due to this pandemic & slowdown thereby. Kudos to Atre ji.

Very useful and practical handbook for bankers especially branch managers. It will help to handle the MSME portfolio effectively.
S.T.Sawant
GM. VKGB. Nagpur.

A book of immense practical utility for MSME borrowers facing financial difficulties in servicing institutional debt. Written by very learned and experienced banker, it will certainly go a long way in guiding borrowers to come out of financial distress. Best wishes.
Dr Rajesh Iyer Ph.D.

A Excellent Book from MSME and Banking Guru… Shri Sudhakar Atre Ji has been helping MSME Entrepreneurs in his banking career and afterwards in a big way… Really a Social Reformer of Indian Economy as MSME being a pillar… We expect more such diamonds in a form of a book from MSME Guru🙏🏻

Excellent book, very crisp, helpful to Bankers also, efforts are evident in the way the matter is simplified for the MSME borrowers. All RBI guidelines are well presented, it will be a milestone book no doubt.

Excellent book, very crisp, helpful to Bankers also, efforts are evident in the way the matter is simplified for the MSME borrowers, great Book

In the present day situation, survival of the fittest is the key to any business. So also, if financial discipline is maintained by MSMEs from the beginning, success is not far away for them. However, sometimes it so happens that the external factors are beyond their control and therefore hand holding – particularly by the Banker – is a MUST in such situation.
Mr. Sudhakar Atre, an expert in the banking subject, has brought out the corrective action / steps to be taken before becoming an account as NPA. This handbook’s timely publication by Laghu Udyog Bharati will surely help all the stake holders to sail smoothly in the present day situation.

This book goes beyond explaining the basic definition of MSMEs and highlights the practical difficulty faced by borrowers and lenders due to lack of procedural awareness.
Good compilation of all norms related to MSMEs.

My sincere appreciation to Shri Sudhakar Atre ji, a veteran practitioner and preacher of MSME financing, for presenting this burning topic in its simplest and lucid form to the intended stressed borrowers who can now confidently approach their banker. This book will also guide the bankers at branches for accomplishing the task within the given time frame. Congratulations to Laghu Udyog Bharti for this novel initiative and perpetual untiring efforts.

Excellent, must read !!!

While the concept of msme is known to everyone, this book goes beyond the basic definition and highlights on the unawareness of the practical aspects faced by borrowers and lenders. Must read for those dealing with stressed msme’s

I read this book. I think it is most useful book for them who are Micro, Small or Medium Enterprises and going for restructuring of their accounts. It is published in a very easy and understandable language. Thanks to Author Mr. Sudhakar Atre for caring about Micro, Small and Medium enterprises….

A excellent redention on this topic. Useful for borrowers and bankers. This technical issue is explained in very lucid way.

5 star product 👌🏼
All the products were awesome..
attractive candles provided by seller …

This is the most brilliant solution that we can ever have and full replacement to plastic.
Should be patented

the product is really nice.

I like lemongrass tea very much.its refreshing,energetic, immunity booster.

Its have just awesome taste.very refreshing,immunity booster.

Best fragrance and powder is also smooth texture.

Refreshing and Good product from anukrupa venture